Turn bank statements into a live picture of where the Sacco's money goes.

Upload the CSV export from your bank, let Budget Watch categorise every payment, compare it against departmental budgets, and send the finance committee a clear weekly summary with overruns flagged.

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Read any bank CSV export

Drop in a statement from Equity, KCB, Co-op or M-Pesa. Dates, narratives and debit/credit columns are detected automatically and duplicate rows are ignored on re-upload.

Categorise spending automatically

Keyword rules file every payment under Sacco categories such as staff costs, ICT, governance and member services. Correct anything in one click and re-run the rules.

Flag overruns before month end

Every category carries a monthly limit. The dashboard shows spend against budget with warning and overrun states, so the finance team sees pressure early.

Weekly summary for the team

A seven-day digest of spend by category, month-to-date position and every overrun flagged, ready to email to management each Monday.

Each workspace is private. Statement data is only ever visible to the account that uploaded it, enforced at the database level.